South Florida (Hollywood) When I got the e-mail the other day about the upcoming Lock and Key Event in Delray it brought me back to the night I met Shane almost a year ago. 27 at the Oxygen Lounge in Miami and apparently I was supposed to find the love of my life that night.It's funny how life puts you in the right place at the right time.

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The state mortgage regulators, as coordinated by the Multi-State Mortgage Committee (“MMC”), conducted a limited-scope multi-state examination (“MMC Examination”) of Ocwen in order to determine Ocwen’s compliance with applicable State and Federal laws and regulations.

The MMC Examination covered the period of January 1, 2013, to February 28, 2015.

The Division of Banks (“Division”) has determined that Ocwen Loan Servicing, LLC (“Ocwen” or “Company”), with its headquarter office located at 1661 Worthington Rd., Suite 100, West Palm Beach, Florida 33409, has engaged in, or is engaging in, residential mortgage loan servicing practices which violate State and Federal laws and fails to meet the requirements for a Massachusetts residential mortgage lender and debt collector.

Therefore, the Division hereby issues these FINDING OF FACTS AND TEMPORARY ORDER TO CEASE AND DESIST AND ORDER TO SHOW CAUSE AND NOTICE OF RIGHT TO A HEARING (“Order”) pursuant to General Laws chapter 255E section 6, and WHEREFORE, the Division has jurisdiction over the licensing and regulation of persons and entities engaged in the business of debt collection and servicing residential mortgage loans in Massachusetts pursuant to General Laws chapter 93, sections 24-28 and implementing regulation 209 CMR 18 WHEREFORE, the Division has jurisdiction over the licensing and regulation of persons and entities engaged in the business of residential mortgage lending pursuant to General Laws chapter 255E and implementing regulation 209 CMR 42 .

The participating States in the MMC Examination consisted of Florida, Maryland, Massachusetts, Mississippi, Montana, and Washington. The MMC Examination was conducted pursuant to the participating States’ respective statutory authorities, and in accordance with the protocols established by the Conference of State Bank Supervisors (CSBS)/American Association of Residential Mortgage Regulators (AARMR) Nationwide Cooperative Protocol for Mortgage Supervision as well as the Nationwide Cooperative Agreement for Mortgage Supervision.

Pursuant to the MMC Examination, the participating States identified compliance violations of both State and Federal laws, a deteriorating financial condition, and systemic operational limitations under present management, all of which resulted in substantial harm to consumers and presented grave risk regarding the overall viability of Ocwen as a going concern.

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We have encouraged many of our friends to attend the Lock and Key Events and one of our best friends is still dating a woman he met at the Oxygen Lounge last Fall.